Give Yourself Credit

I just lowered my credit card APR by 6 percentage points. On a Saturday.

All it took was a few minutes on hold and a few seconds of conversation. I asked to cancel, was transferred to an account manager, asked again, and then laid it on the line: I got better offers in the mail almost daily. What were they going to do about it?

I don’t plan to carry a balance on the card, but it’s still a great idea to let the shitty economy work my way for once.

(Aside: When I transferred to the other rep, she didn’t need to ask for any of my information. I love it when phone systems are non-retarded.)

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